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  • @TIME @NextAdvisor Most definitely...if you are willing to meet the “loan officer” at some parking lot and deal with a guy named “big baba” when you failed to pay on time.

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  • @TIME @NextAdvisor If you are so lucky, it will be a small line of credit at an outrageously high interest rate (plus fees). And you might have to put down your first born as collateral.

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